Last Updated: November 22, 2025
Welcome to Wealth Made Easy 4 U. By accessing or using our website, scheduling a consultation, or engaging with our services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or services.
Wealth Made Easy 4 U provides educational information and consultation services related to wealth building and retirement income strategies, including but not limited to:
Our services are educational in nature and designed to help you understand various financial products and strategies. We are not providing investment advice, tax advice, or legal advice.
The information provided on this website and during consultations is for educational purposes only and should not be construed as financial, investment, tax, or legal advice. You should consult with qualified professionals (financial advisors, tax advisors, attorneys) before making any financial decisions. Past performance is not indicative of future results.
When using our website and services, you agree to:
Scheduling: Appointments can be scheduled through our Calendly booking system. By scheduling an appointment, you agree to attend at the scheduled time or provide reasonable advance notice of cancellation.
Cancellation: We request at least 24 hours notice for cancellations or rescheduling to respect everyone's time.
No-Shows: Repeated no-shows without notice may result in restrictions on future appointment scheduling.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Wealth Made Easy 4 U and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
Our website may contain links to third-party websites (including Calendly for appointment scheduling). We are not responsible for the content, privacy practices, or terms of service of these third-party sites. Your use of third-party websites is at your own risk.
To the fullest extent permitted by law, Wealth Made Easy 4 U, its owner Carlos Milsap, and any affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, including but not limited to financial losses, lost profits, or lost data.
You agree to indemnify, defend, and hold harmless Wealth Made Easy 4 U and Carlos Milsap from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services, violation of these terms, or violation of any rights of another party.
Your use of our services is also governed by our Privacy Policy. By using our website, you consent to the collection and use of your information as described in our Privacy Policy.
Not all financial products or strategies are suitable for everyone. The information we provide about Index Universal Life insurance, Fixed Index Annuities, and other financial products is general in nature. You should carefully consider your individual circumstances, risk tolerance, and financial goals before making any decisions. We encourage you to conduct your own research and consult with licensed professionals.
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or timeliness of the content on our website. Financial regulations, tax laws, and product features may change. Always verify information with current sources and professional advisors.
By submitting your contact information through our website, you consent to be contacted by Wealth Made Easy 4 U regarding your inquiry. If you opt-in to receive marketing or transactional messages, you may opt-out at any time by following the instructions in those communications or contacting us directly.
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website and services after changes are posted constitutes your acceptance of the modified terms. We encourage you to review these terms periodically.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved in the courts of San Diego County, California.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Wealth Made Easy 4 U regarding your use of our website and services.
If you have any questions about these Terms of Service, please contact us:
Insurance products and annuities are subject to specific terms, conditions, and exclusions. All guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Before purchasing any product, carefully review all policy documents and disclosures.