Building Wealth Made Easy
Carlos Milsap listens to your goals and helps you understand proven wealth building and retirement income strategies beyond traditional 401k plans.
Meet Carlos Milsap
As a wealth builder and retirement income specialist, Carlos takes a different approach. He listens to your unique situation and helps you understand financial concepts that many people never learn about.
Carlos specializes in cash value life insurance policies and Fixed Index Annuities – proven strategies that can provide tax advantages, protection from market volatility, and flexible access to your money.
Client-Focused Approach
Carlos listens to understand your goals before recommending any strategy
Educational Focus
Helps you understand complex financial concepts in simple terms
Proven Strategies
Specializes in alternatives to traditional retirement planning
Contact Information
Carlos Milsap
Wealth Builder & Retirement Income Specialist
Alternative Wealth Building Strategies
Discover proven strategies that offer tax advantages, downside protection, and flexible access to your money – features that traditional 401k plans often lack.
Index Universal Life (IUL)
Participate in market gains with downside protection, tax-free access to cash value, and flexible premium payments.
Learn MoreFixed Index Annuities (FIA)
Guaranteed income for life with market-linked growth potential and complete principal protection from market losses.
Learn MoreCash Value Whole Life
Guaranteed growth, potential dividends, permanent life insurance protection, and tax-advantaged wealth transfer.
Learn MoreWhy Look Beyond Your 401k?
While 401k plans are widely promoted, they come with significant limitations that could impact your retirement security.
Tax Burden
All withdrawals taxed as ordinary income
Market Risk
Full exposure to market volatility
Limited Access
Penalties for early withdrawal
Forced Distributions
Required minimum distributions at age 73
Ready to Explore Your Options?
Schedule a no-obligation consultation with Carlos to discuss your retirement income strategy and learn how these solutions might fit your goals.