1. Information We Collect

We may collect the following types of information when you interact with our website:

• Personal Information: Name, email address, and phone number when you submit a contact form or schedule a consultation.
• Survey Responses: Retirement timeline, savings range, and financial goals when you complete our retirement planning assessment.
• Usage Data: Information about how you interact with our website, including pages visited and time spent on the site.
• Device Information: Browser type, operating system, and device type used to access our website.

2. How We Use Your Information

The information we collect is used for the following purposes:

• To respond to your inquiries and provide personalized financial education.
• To schedule and facilitate consultations through our calendar system.
• To improve our website content and user experience.
• To communicate with you about our educational services and resources.
• To comply with applicable laws and regulations.

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:

• Service Providers: We use third-party services (such as Calendly for scheduling and CRM systems for contact management) that may process your information on our behalf.
• Legal Requirements: We may disclose your information if required by law, regulation, or legal process.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience. These may include:

• Essential Cookies: Necessary for the website to function properly.
• Analytics Cookies: Help us understand how visitors interact with our website.
• Third-Party Cookies: Set by services like Calendly when you use embedded scheduling features.

You can control cookies through your browser settings. Disabling cookies may affect some features of our website.

6. Third-Party Links

Our website may contain links to third-party websites, including scheduling services and educational resources. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you.
• The right to request correction of inaccurate information.
• The right to request deletion of your personal information.
• The right to opt out of marketing communications.
• The right to data portability where applicable.

To exercise any of these rights, please contact us using the information provided below.

8. Children's Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information.

9. Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or applicable laws. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this privacy policy or how we handle your personal information, please contact us: